Medicare, Medicaid and most private insurances cover Hospice services
Most hospice patients use the Medicare Hospice Benefit to pay for their care. Coverage by Medicaid and most private insurance is similar to the Medicare Hospice Benefit. Furthermore, Hospice of Charles County covers the costs of qualified patients needing care who have no insurance.
The Medicare Hospice Benefit
Medicare Part A pays hospices a fee that covers hospice care. The Medicare Hospice Benefit offers 100 percent coverage for hospice services, including expert pain and symptom management, care from a team of medical professionals, medicines, medical equipment and supplies. While the Hospice Benefit does not pay for round-the-clock care for patients, Hospice social workers help families, as best they can, to identify and obtain additional care for patients who need additional assistance. Unlike the Medicare Home Health benefit, the Hospice Benefit does not require patients to be home-bound. Hospice patients are free to go out and visit friends and family, or participate in other activities as they are able. Read more information about the Medicare Hospice Benefit at the U.S. Department of Health and Human Services website. (www.hhs.gov)
Coverage by Medicaid is similar to the coverage provided by the Medicare Hospice Benefit.
Most private insurances cover most or all of the cost of hospice care, but some policies may have deductibles, co-pays or maximums which apply. Hospice of Charles County staff members work with each individual’s insurance company to ensure patients get the care they are entitled to. Please call Hospice of Charles County (finance department) to get help with insurance questions or concerns.
Charity care for qualified patients is provided (based on the resources of the patient). For patients who are not covered by any of these programs listed above, and have no other way to pay, Hospice of Charles County will bear the cost of the care.